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<p align=3D"center" style=3D"text-align: center;"><img alt=3D"" src=3D"http=
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"top">
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lass=3D"mcnImageBlock" style=3D"min-width: 100%; border-collapse: collapse;=
" width=3D"100%">
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0px;" valign=3D"top">
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" cellspacing=3D"0" class=3D"mcnImageContentContainer" style=3D"min-width: =
100%; border-collapse: collapse;" width=3D"100%">
                          <tbody>
                            <tr>
                              <td class=3D"mcnImageContent" style=3D"text-a=
lign: center; padding: 0;" valign=3D"top"><a href=3D"https://slinfo.pptsend=
02.com/link.php?M=3D50644085&N=3D437&L=3D118&F=3DH"><img align=3D"center" a=
lt=3D"Beware Annuities" class=3D"mcnImage" src=3D"http://www.fi.com/img/dem=
-wd/header-tip-18.jpg" style=3D"max-width: 600px; padding-bottom: 0; displa=
y: inline !important; vertical-align: bottom; border-width: 0; height: auto=
; outline-style: none; text-decoration: none; -ms-interpolation-mode: bicub=
ic;" /></a></td>
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                  </td>
                </tr>
              </tbody>
            </table>
            <!-- BLOCK Full Width Image -->

            <table bgcolor=3D"#e9e9e9" border=3D"0" cellpadding=3D"0" cells=
pacing=3D"0" class=3D"one-column" style=3D"border-spacing: 0; background-co=
lor: #e9e9e9;">
              <tbody>
                <tr class=3D"templateBlocks" style=3D"border-top-width: 0; =
border-bottom-width: 0; padding-top: 0; padding-bottom: 0; font-size: 15px;=
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"top">
                  <td valign=3D"top">
                  <table bgcolor=3D"#e9e9e9" border=3D"0" cellpadding=3D"0"=
 cellspacing=3D"0" class=3D"mcnTextBlock" style=3D"min-width: 100%; border-=
collapse: collapse; background-color: #e9e9e9;">
                    <tbody class=3D"mcnTextBlockOuter">
                      <tr>
                        <td class=3D"mcnTextBlockInner" valign=3D"top">
                        <table align=3D"left" bgcolor=3D"#e9e9e9" border=3D=
"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"mcnTextContentContainer" s=
tyle=3D"min-width: 100%; border-collapse: collapse;" width=3D"100%">
                          <tbody>
                            <tr>
                              <td align=3D"center" class=3D"mcnTextContent"=
 style=3D"padding-top: 0; padding-bottom: 10px; padding-right: 18px; paddin=
g-left: 18px; text-align: center; word-break: break-word;" valign=3D"top">
                              <h1 style=3D"text-align: center !important; d=
isplay: block; padding-right: 0; padding-left: 0; color: #0a4436; font-fami=
ly: 'Lato', Helvetica, Arial, sans-serif; font-size: 44px; font-style: norm=
al; font-weight: 900; line-height: 120%; letter-spacing: normal; padding-to=
p: 0; padding-bottom: 2px; margin: 0;"><b>BEWARE OF ANNUITIES</b></h1>

                              <p style=3D"text-align: left; margin-top: 10p=
x; margin-bottom: 10px; margin-right: 0; margin-left: 0; padding-top: 0; pa=
dding-bottom: 0; padding-right: 20px; padding-left: 20px; line-height: 185%=
; color: #1b1b1b;">If you have a high-net-worth portfolio, gain unique insi=
ght on a range of retirement topics, from investing and financial planning =
to travel and lifestyle, based on Fisher Investments&rsquo; decades of expe=
rience working with successful retirees. <b><a href=3D"https://slinfo.pptse=
nd02.com/link.php?M=3D50644085&N=3D437&L=3D118&F=3DH" style=3D"color: #0a44=
36; text-decoration: underline; font-weight: bold;">Download 99 Retirement =
Tips from Ken Fisher</a></b> to learn more!</p>
                              </td>
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                  </table>

                  <table bgcolor=3D"#e9e9e9" border=3D"0" cellpadding=3D"0"=
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r-collapse: collapse;" width=3D"100%">
                    <tbody class=3D"mcnButtonBlockOuter">
                      <tr>
                        <td align=3D"center" class=3D"mcnButtonBlockInner" =
style=3D"padding-top: 0; padding-right: 18px; padding-bottom: 18px; padding=
-left: 18px;" valign=3D"top">
                        <table bgcolor=3D"#ffffff" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" class=3D"mcnButtonContentContainer" id=3D"template=
Button" style=3D"background-color: #ff9900; color: #ffffff; border-top-left=
-radius: 5px; border-top-right-radius: 5px; border-bottom-left-radius: 5px;=
 border-bottom-right-radius: 5px;">
                          <tbody>
                            <tr>
                              <td align=3D"center" class=3D"mcnButtonConten=
t" style=3D"font-size: 16px; padding-top: 16px; padding-bottom: 16px; paddi=
ng-right: 48px; padding-left: 48px;" valign=3D"middle"><a class=3D"mcnButto=
n" href=3D"https://slinfo.pptsend02.com/link.php?M=3D50644085&N=3D437&L=3D1=
18&F=3DH" style=3D"font-weight: bold; letter-spacing: normal; line-height: =
100%; text-align: center; text-decoration: none; display: block; color: #1b=
1b1b;" target=3D"_blank" title=3D"">Get Your Guide</a></td>
                            </tr>
                          </tbody>
                        </table>
                        </td>
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                    </tbody>
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                  </td>
                </tr>
              </tbody>
            </table>
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            <table bgcolor=3D"#ffffff" border=3D"0" cellpadding=3D"0" cells=
pacing=3D"0" class=3D"one-column" style=3D"border-spacing: 0; background-co=
lor: #ffffff;" width=3D"100%">
              <tbody>
                <tr class=3D"templateBlocks" style=3D"border-top-width: 0; =
border-bottom-width: 0; padding-top: 0; padding-bottom: 0; font-size: 15px;=
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"top">
                  <td valign=3D"top">
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collapse: collapse; background-color: #ffffff;" width=3D"100%">
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                        <td class=3D"mcnTextBlockInner" valign=3D"top">
                        <table align=3D"left" bgcolor=3D"#ffffff" border=3D=
"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"mcnTextContentContainer" s=
tyle=3D"min-width: 100%; border-collapse: collapse;" width=3D"100%">
                          <tbody>
                            <tr>
                              <td align=3D"center" class=3D"mcnTextContent"=
 style=3D"padding-top: 5px; padding-bottom: 0; padding-right: 0; padding-le=
ft: 0; text-align: center; word-break: break-word; line-height: 1px; font-s=
ize: 1px;" valign=3D"top"><img align=3D"center" alt=3D"" class=3D"mcnImage"=
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der-width: 0; height: auto; outline-style: none; text-decoration: none; -ms=
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                        </td>
                      </tr>
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                  </td>
                </tr>
              </tbody>
            </table>

            <table bgcolor=3D"#ffffff" border=3D"0" cellpadding=3D"0" cells=
pacing=3D"0" class=3D"one-column" style=3D"border-spacing: 0; background-co=
lor: #ffffff;" width=3D"100%">
              <tbody>
                <tr class=3D"templateBlocks" style=3D"border-top-width: 0; =
border-bottom-width: 0; padding-top: 0; padding-bottom: 0; font-size: 15px;=
 line-height: 185%; text-align: left; background-color: #ffffff;" valign=3D=
"top">
                  <td valign=3D"top">
                  <table bgcolor=3D"#ffffff" border=3D"0" cellpadding=3D"0"=
 cellspacing=3D"0" class=3D"mcnTextBlock" style=3D"min-width: 100%; border-=
collapse: collapse; background-color: #ffffff;" width=3D"100%">
                    <tbody class=3D"mcnTextBlockOuter">
                      <tr>
                        <td class=3D"mcnTextBlockInner" valign=3D"top">
                        <table align=3D"left" bgcolor=3D"#ffffff" border=3D=
"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"mcnTextContentContainer" s=
tyle=3D"min-width: 100%; border-collapse: collapse;" width=3D"100%">
                          <tbody>
                            <tr>
                              <td align=3D"center" class=3D"mcnTextContent"=
 style=3D"padding-top: 15px; padding-bottom: 10px; padding-right: 18px; pad=
ding-left: 18px; text-align: center; word-break: break-word;" valign=3D"top=
">
                              <h2 style=3D"text-align: center !important; d=
isplay: block; padding-right: 0; padding-left: 0; color: #0a4436; font-fami=
ly: 'Lato', Helvetica, Arial, sans-serif; font-size: 22px; font-style: norm=
al; font-weight: normal; line-height: 145%; letter-spacing: 1px; padding-to=
p: 5px; padding-bottom: 4px; margin: 0;">In This Guide, You&#39;ll Learn:</=
h2>
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                        </td>
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                    </tbody>
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                </tr>
              </tbody>
            </table>

            <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=
=3D"three-column" style=3D"border-spacing: 0; min-width: 100%;" width=3D"10=
0%">
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                <tr class=3D"templateBlocks" style=3D"border-top-width: 0; =
border-bottom-width: 0; font-size: 13px; line-height: 185%; text-align: cen=
ter; background-color: #ffffff;" valign=3D"top">
                  <td style=3D"min-width: 100%; padding-bottom: 10px; text-=
align: center;" valign=3D"top"><!--[if (gte mso 9)|(IE)]>
=09=09=09=09=09=09=09<table align=3D"center" border=3D"0" cellspacing=3D"0"=
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pse;" >
=09=09=09=09=09=09=09=09<tr>
=09=09=09=09=09=09=09=09<td align=3D"center" valign=3D"top" width=3D"200" s=
tyle=3D"width:200px;" >
=09=09=09=09=09=09=09=09=09<![endif]-->
                  <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" c=
lass=3D"columnWrapper" style=3D"border-collapse: collapse; width: 100%; max=
-width: 195px; display: inline-block;" width=3D"100%">
                    <tbody>
                      <tr>
                        <td class=3D"columnContainer" valign=3D"top">
                        <table border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" class=3D"mcnTextBlock" style=3D"min-width: 100%; border-collapse: co=
llapse;" width=3D"100%">
                          <tbody class=3D"mcnTextBlockOuter">
                            <tr>
                              <td class=3D"mcnTextBlockInner" valign=3D"top=
">
                              <table align=3D"left" border=3D"0" cellpaddin=
g=3D"0" cellspacing=3D"0" class=3D"mcnImageContentContainer" style=3D"min-w=
idth: 100%; border-collapse: collapse;" width=3D"100%">
                                <tbody>
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                                    <td class=3D"mcnImageContent" style=3D"=
text-align: center; padding: 0;" valign=3D"top"><img align=3D"center" alt=
=3D"navigate" class=3D"mcnImage" src=3D"http://www.fi.com/img/dem-wd/Road.p=
ng" style=3D"max-width: 100px; padding-bottom: 0; display: inline !importan=
t; vertical-align: bottom; border-width: 0; height: auto; outline-style: no=
ne; text-decoration: none; -ms-interpolation-mode: bicubic;" /></td>
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                        <table border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" class=3D"mcnTextBlock" style=3D"min-width: 100%; border-collapse: co=
llapse;" width=3D"100%">
                          <tbody class=3D"mcnTextBlockOuter">
                            <tr>
                              <td class=3D"mcnTextBlockInner" valign=3D"top=
">
                              <table align=3D"left" border=3D"0" cellpaddin=
g=3D"0" cellspacing=3D"0" class=3D"mcnTextContentContainer" style=3D"min-wi=
dth: 100%; border-collapse: collapse;" width=3D"100%">
                                <tbody>
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                                    <td class=3D"mcnTextContent" style=3D"p=
adding-right: 18px; padding-bottom: 9px; padding-left: 18px; word-break: br=
eak-word;" valign=3D"top">
                                    <p class=3D"mob-pad-t" style=3D"text-al=
ign: center; margin-top: 0; margin-bottom: 10px; margin-right: 0; margin-le=
ft: 0; line-height: 145%; color: #1b1b1b; padding: 0;">How to navigate your=
 path into &amp; through retirement</p>
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                              </td>
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                          </tbody>
                        </table>
                        </td>
                      </tr>
                    </tbody>
                  </table>
                  <!--[if (gte mso 9)|(IE)]>
=09=09=09=09=09=09=09=09</td>
=09=09=09=09=09=09=09=09<td align=3D"center" valign=3D"top" width=3D"200" s=
tyle=3D"width:200px;" >
=09=09=09=09=09=09=09=09=09<![endif]-->

                  <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" c=
lass=3D"columnWrapper" style=3D"border-collapse: collapse; width: 100%; max=
-width: 195px; display: inline-block;" width=3D"100%">
                    <tbody>
                      <tr>
                        <td class=3D"columnContainer" valign=3D"top">
                        <table border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" class=3D"mcnTextBlock" style=3D"min-width: 100%; border-collapse: co=
llapse;" width=3D"100%">
                          <tbody class=3D"mcnTextBlockOuter">
                            <tr>
                              <td class=3D"mcnTextBlockInner" valign=3D"top=
">
                              <table align=3D"left" border=3D"0" cellpaddin=
g=3D"0" cellspacing=3D"0" class=3D"mcnImageContentContainer" style=3D"min-w=
idth: 100%; border-collapse: collapse;" width=3D"100%">
                                <tbody>
                                  <tr>
                                    <td class=3D"mcnImageContent" style=3D"=
text-align: center; padding: 0;" valign=3D"top"><img align=3D"center" alt=
=3D"learning" class=3D"mcnImage" src=3D"http://www.fi.com/img/dem-wd/Lightb=
ulb.png" style=3D"max-width: 100px; padding-bottom: 0; display: inline !imp=
ortant; vertical-align: bottom; border-width: 0; height: auto; outline-styl=
e: none; text-decoration: none; -ms-interpolation-mode: bicubic;" /></td>
                                  </tr>
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                            </tr>
                          </tbody>
                        </table>

                        <table border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" class=3D"mcnTextBlock" style=3D"min-width: 100%; border-collapse: co=
llapse;" width=3D"100%">
                          <tbody class=3D"mcnTextBlockOuter">
                            <tr>
                              <td class=3D"mcnTextBlockInner" valign=3D"top=
">
                              <table align=3D"left" border=3D"0" cellpaddin=
g=3D"0" cellspacing=3D"0" class=3D"mcnTextContentContainer" style=3D"min-wi=
dth: 100%; border-collapse: collapse;" width=3D"100%">
                                <tbody>
                                  <tr>
                                    <td class=3D"mcnTextContent" style=3D"p=
adding-right: 18px; padding-bottom: 9px; padding-left: 18px; word-break: br=
eak-word;" valign=3D"top">
                                    <p class=3D"mob-pad-t" style=3D"text-al=
ign: center; margin-top: 0; margin-bottom: 10px; margin-right: 0; margin-le=
ft: 0; line-height: 145%; color: #1b1b1b; padding: 0;">Real world learning =
from investors like you</p>
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                              </td>
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                          </tbody>
                        </table>
                        </td>
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                    </tbody>
                  </table>
                  <!--[if (gte mso 9)|(IE)]>
=09=09=09=09=09=09=09=09</td>
=09=09=09=09=09=09=09=09<td align=3D"center" valign=3D"top" width=3D"200" s=
tyle=3D"width:200px;" >
=09=09=09=09=09=09=09=09=09<![endif]-->

                  <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" c=
lass=3D"columnWrapper" style=3D"border-collapse: collapse; width: 100%; max=
-width: 195px; display: inline-block;" width=3D"100%">
                    <tbody>
                      <tr>
                        <td class=3D"columnContainer" valign=3D"top">
                        <table border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" class=3D"mcnTextBlock" style=3D"min-width: 100%; border-collapse: co=
llapse;" width=3D"100%">
                          <tbody class=3D"mcnTextBlockOuter">
                            <tr>
                              <td class=3D"mcnTextBlockInner" valign=3D"top=
">
                              <table align=3D"left" border=3D"0" cellpaddin=
g=3D"0" cellspacing=3D"0" class=3D"mcnImageContentContainer" style=3D"min-w=
idth: 100%; border-collapse: collapse;" width=3D"100%">
                                <tbody>
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                                    <td class=3D"mcnImageContent" style=3D"=
text-align: center; padding: 0;" valign=3D"top"><img align=3D"center" alt=
=3D"action plan" class=3D"mcnImage" src=3D"http://www.fi.com/img/dem-wd/Che=
cklist.png" style=3D"max-width: 100px; padding-bottom: 0; display: inline !=
important; vertical-align: bottom; border-width: 0; height: auto; outline-s=
tyle: none; text-decoration: none; -ms-interpolation-mode: bicubic;" /></td=
>
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                            </tr>
                          </tbody>
                        </table>

                        <table border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" class=3D"mcnTextBlock" style=3D"min-width: 100%; border-collapse: co=
llapse;" width=3D"100%">
                          <tbody class=3D"mcnTextBlockOuter">
                            <tr>
                              <td class=3D"mcnTextBlockInner" valign=3D"top=
">
                              <table align=3D"left" border=3D"0" cellpaddin=
g=3D"0" cellspacing=3D"0" class=3D"mcnTextContentContainer" style=3D"min-wi=
dth: 100%; border-collapse: collapse;" width=3D"100%">
                                <tbody>
                                  <tr>
                                    <td class=3D"mcnTextContent" style=3D"p=
adding-right: 18px; padding-bottom: 9px; padding-left: 18px; word-break: br=
eak-word;" valign=3D"top">
                                    <p class=3D"mob-pad-t" style=3D"text-al=
ign: center; margin-top: 0; margin-bottom: 10px; margin-right: 0; margin-le=
ft: 0; line-height: 145%; color: #1b1b1b; padding: 0;">What action you can =
take now to help you later</p>
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                          </tbody>
                        </table>
                        </td>
                      </tr>
                    </tbody>
                  </table>
                  <!--[if (gte mso 9)|(IE)]>
=09=09=09=09=09=09=09=09</td>
=09=09=09=09=09=09=09=09</tr>
=09=09=09=09=09=09=09</table>
=09=09=09=09=09=09=09<![endif]--></td>
                </tr>
              </tbody>
            </table>
            <!-- BLOCK Three Images with Texts and Buttons -->

            <table bgcolor=3D"#ffffff" border=3D"0" cellpadding=3D"0" cells=
pacing=3D"0" class=3D"one-column" style=3D"border-spacing: 0; background-co=
lor: #ffffff;" width=3D"100%">
              <tbody>
                <tr class=3D"templateBlocks" style=3D"border-top-width: 0; =
border-bottom-width: 0; padding-top: 0; padding-bottom: 0; font-size: 15px;=
 line-height: 185%; text-align: left; background-color: #ffffff;" valign=3D=
"top">
                  <td valign=3D"top">
                  <table bgcolor=3D"#ffffff" border=3D"0" cellpadding=3D"0"=
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collapse: collapse; background-color: #ffffff;" width=3D"100%">
                    <tbody class=3D"mcnTextBlockOuter">
                      <tr>
                        <td class=3D"mcnTextBlockInner" valign=3D"top">
                        <table align=3D"left" bgcolor=3D"#ffffff" border=3D=
"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"mcnTextContentContainer" s=
tyle=3D"min-width: 100%; border-collapse: collapse;" width=3D"100%">
                          <tbody>
                            <tr>
                              <td align=3D"center" class=3D"mcnTextContent"=
 style=3D"padding-top: 0; padding-bottom: 5px; padding-right: 0; padding-le=
ft: 0; text-align: center; word-break: break-word; line-height: 1px; font-s=
ize: 1px;" valign=3D"top"><img align=3D"center" alt=3D"" class=3D"mcnImage"=
 src=3D"http://www.fi.com/img/dem-wd/spacer.jpg" style=3D"max-width: 600px;=
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der-width: 0; height: auto; outline-style: none; text-decoration: none; -ms=
-interpolation-mode: bicubic;" /></td>
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                          </tbody>
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                        </td>
                      </tr>
                    </tbody>
                  </table>
                  </td>
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adding-top: 20px; padding-right: 18px; padding-bottom: 25px; padding-left: =
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ant; display: block; padding-right: 0; padding-left: 0; color: #0a4436; fon=
t-family: 'Lato', Helvetica, Arial, sans-serif; font-size: 22px; font-style=
: normal; font-weight: normal; line-height: 185%; letter-spacing: 1px; padd=
ing-top: 5px; padding-bottom: 4px; margin: 0;">About Fisher Investments</h2=
>
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                                    <h5 style=3D"display: block; color: #1b=
1b1b; font-family: 'Lato', Helvetica, Arial, sans-serif; font-size: 13px; f=
ont-style: normal; font-weight: normal; line-height: 135%; letter-spacing: =
normal; text-align: left; padding-top: 11px; padding-right: 20px; padding-b=
ottom: 8px; padding-left: 20px; margin: 0;">Ken Fisher is the founder, Exec=
utive Chairman and Co-Chief Investment Officer of Fisher Investments, a mul=
ti-billion dollar money management firm serving large institutions and high=
 net worth individuals globally. Perhaps best known for his prestigious For=
bes &ldquo;Portfolio Strategy&rdquo; column, he has also authored several N=
ew York Times bestsellers on investing &amp; finance. Ken has a knack for c=
hallenging widely accepted beliefs through data. He is also a firm believer=
 in behavioral finance, a concept that utilizes psychology-based theories t=
o explain anomalies in the stock market. Investment Guru status aside, Ken&=
rsquo;s first concern is how to best serve his clients. <a href=3D"https://=
slinfo.pptsend02.com/link.php?M=3D50644085&N=3D437&L=3D115&F=3DH">Click her=
e to find out how Fisher Investments works &gt;</a></h5>
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 style=3D"padding-top: 5px; padding-bottom: 0; padding-right: 0; padding-le=
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ize: 1px;" valign=3D"top"><img align=3D"center" alt=3D"" class=3D"mcnImage"=
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or: #ffffff;" valign=3D"top"><!--[if (gte mso 9)|(IE)]>
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adding-top: 25px; padding-right: 18px; padding-bottom: 20px; padding-left: =
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                                    <h5 style=3D"display: block; color: #1b=
1b1b; font-family: 'Lato', Helvetica, Arial, sans-serif; font-size: 12px; f=
ont-style: normal; font-weight: normal; line-height: 135%; letter-spacing: =
normal; text-align: center; padding-top: 11px; padding-right: 60px; padding=
-bottom: 8px; padding-left: 60px; margin: 0;">This message has been sent co=
nsistent with the provisions of the CAN-SPAM Act. Fisher Investments | 5525=
 NW Fisher Creek Drive | Camas, WA 98607</h5>

                                    <h5 style=3D"display: block; color: #1b=
1b1b; font-family: 'Lato', Helvetica, Arial, sans-serif; font-size: 12px; f=
ont-style: normal; font-weight: normal; line-height: 135%; letter-spacing: =
normal; text-align: center; padding-top: 11px; padding-right: 30px; padding=
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                                    Any investment program in securities ma=
y be volatile and can involve the loss of principal. No assurances can be g=
iven as to the accuracy of market predictions.<br />
                                    &copy; 2017 Fisher Investments. All rig=
hts reserved.</h5>
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