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 valign=3D"top"><a href=3D"https://slinfo.pptsend02.com/link.php?M=3D601320=
27&N=3D511&L=3D125&F=3DH"><img align=3D"center" alt=3D"Beware Annuities" cl=
ass=3D"mcnImage" src=3D"http://www.fi.com/img/dem-wd/header-tip-18.jpg" sty=
le=3D"max-width:600px;padding-bottom:0;display:inline !important;vertical-a=
lign:bottom;border-width:0;height:auto;outline-style:none;text-decoration:n=
one;-ms-interpolation-mode:bicubic;" /> </a></td>
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            <!-- BLOCK Full Width Image -->
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pacing=3D"0" class=3D"one-column" style=3D"border-spacing:0;background-colo=
r:#e9e9e9;">
              <tbody>
                <tr class=3D"templateBlocks" style=3D"border-top-width:0;bo=
rder-bottom-width:0;padding-top:0;padding-bottom:0;font-size:15px;line-heig=
ht:185%;text-align:left;background-color:#e9e9e9;" valign=3D"top">
                  <td valign=3D"top">
                  <table bgcolor=3D"#e9e9e9" border=3D"0" cellpadding=3D"0"=
 cellspacing=3D"0" class=3D"mcnTextBlock" style=3D"min-width:100%;border-co=
llapse:collapse;background-color:#e9e9e9;">
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                        <td class=3D"mcnTextBlockInner" valign=3D"top">
                        <table align=3D"left" bgcolor=3D"#e9e9e9" border=3D=
"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"mcnTextContentContainer" s=
tyle=3D"min-width:100%;border-collapse:collapse;" width=3D"100%">
                          <tbody>
                            <tr>
                              <td align=3D"center" class=3D"mcnTextContent"=
 style=3D"padding-top:0;padding-bottom:10px;padding-right:18px;padding-left=
:18px;text-align:center;word-break:break-word;" valign=3D"top">
                              <h1 style=3D"text-align:center !important;dis=
play:block;margin-top:0;margin-bottom:0;margin-right:0;margin-left:0;paddin=
g-right:0;padding-left:0;color:#0a4436;font-family:'Lato', Helvetica, Arial=
, sans-serif;font-size:44px;font-style:normal;font-weight:900;line-height:1=
20%;letter-spacing:normal;padding-top:0;padding-bottom:2px;"><strong>BEWARE=
 OF ANNUITIES</strong></h1>
                              <p style=3D"text-align:left;margin-top:10px;m=
argin-bottom:10px;margin-right:0;margin-left:0;padding-top:0;padding-bottom=
:0;padding-right:20px;padding-left:20px;line-height:185%; color:#1b1b1b;">I=
f you have a high-net-worth portfolio, gain unique insight on a range of re=
tirement topics, from investing and financial planning to travel and lifest=
yle, based on Fisher Investments&#39; decades of experience working with su=
ccessful retirees. <strong><a href=3D"https://slinfo.pptsend02.com/link.php=
?M=3D60132027&N=3D511&L=3D125&F=3DH" style=3D"color:#0a4436; text-decoratio=
n:underline; font-weight:bold;">Download 99 Retirement Tips from Ken Fisher=
</a></strong> to learn more!</p>
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                  </table>
                  <table bgcolor=3D"#e9e9e9" border=3D"0" cellpadding=3D"0"=
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collapse:collapse;" width=3D"100%">
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                        <td align=3D"center" class=3D"mcnButtonBlockInner" =
style=3D"padding-top:0;padding-right:18px;padding-bottom:18px;padding-left:=
18px;" valign=3D"top">
                        <table bgcolor=3D"#ffffff" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" class=3D"mcnButtonContentContainer" id=3D"template=
Button" style=3D"background-color:#ff9900;color:#FFFFFF;border-top-left-rad=
ius:5px;border-top-right-radius:5px;border-bottom-left-radius:5px;border-bo=
ttom-right-radius:5px;">
                          <tbody>
                            <tr>
                              <td align=3D"center" class=3D"mcnButtonConten=
t" style=3D"font-size:16px;padding-top:16px;padding-bottom:16px;padding-rig=
ht:48px;padding-left:48px;" valign=3D"middle"><a class=3D"mcnButton" href=
=3D"https://slinfo.pptsend02.com/link.php?M=3D60132027&N=3D511&L=3D125&F=3D=
H" style=3D"font-weight:bold;letter-spacing:normal;line-height:100%;text-al=
ign:center;text-decoration:none;display:block;color:#1b1b1b;" target=3D"_bl=
ank" title=3D"">Get Your Guide</a></td>
                            </tr>
                          </tbody>
                        </table>
                        </td>
                      </tr>
                    </tbody>
                  </table>
                  </td>
                </tr>
              </tbody>
            </table>
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r:#FFFFFF;" width=3D"100%">
              <tbody>
                <tr class=3D"templateBlocks" style=3D"border-top-width:0;bo=
rder-bottom-width:0;padding-top:0;padding-bottom:0;font-size:15px;line-heig=
ht:185%;text-align:left;background-color:#FFFFFF;" valign=3D"top">
                  <td valign=3D"top">
                  <table bgcolor=3D"#ffffff" border=3D"0" cellpadding=3D"0"=
 cellspacing=3D"0" class=3D"mcnTextBlock" style=3D"min-width:100%;border-co=
llapse:collapse;background-color:#FFFFFF;" width=3D"100%">
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                        <td class=3D"mcnTextBlockInner" valign=3D"top">
                        <table align=3D"left" bgcolor=3D"#ffffff" border=3D=
"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"mcnTextContentContainer" s=
tyle=3D"min-width:100%;border-collapse:collapse;" width=3D"100%">
                          <tbody>
                            <tr>
                              <td align=3D"center" class=3D"mcnTextContent"=
 style=3D"padding-top:5px;padding-bottom:0;padding-right:0;padding-left:0;t=
ext-align:center;word-break:break-word; line-height:1px; font-size:1px;" va=
lign=3D"top"><img align=3D"center" alt=3D"" class=3D"mcnImage" src=3D"http:=
//www.fi.com/img/dem-wd/spacer.jpg" style=3D"max-width:600px;padding-bottom=
:0;display:inline !important;vertical-align:bottom;border-width:0;height:au=
to;outline-style:none;text-decoration:none;-ms-interpolation-mode:bicubic;"=
 /></td>
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                        </table>
                        </td>
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                    </tbody>
                  </table>
                  </td>
                </tr>
              </tbody>
            </table>
            <table bgcolor=3D"#ffffff" border=3D"0" cellpadding=3D"0" cells=
pacing=3D"0" class=3D"one-column" style=3D"border-spacing:0;background-colo=
r:#FFFFFF;" width=3D"100%">
              <tbody>
                <tr class=3D"templateBlocks" style=3D"border-top-width:0;bo=
rder-bottom-width:0;padding-top:0;padding-bottom:0;font-size:15px;line-heig=
ht:185%;text-align:left;background-color:#FFFFFF;" valign=3D"top">
                  <td valign=3D"top">
                  <table bgcolor=3D"#ffffff" border=3D"0" cellpadding=3D"0"=
 cellspacing=3D"0" class=3D"mcnTextBlock" style=3D"min-width:100%;border-co=
llapse:collapse;background-color:#FFFFFF;" width=3D"100%">
                    <tbody class=3D"mcnTextBlockOuter">
                      <tr>
                        <td class=3D"mcnTextBlockInner" valign=3D"top">
                        <table align=3D"left" bgcolor=3D"#ffffff" border=3D=
"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"mcnTextContentContainer" s=
tyle=3D"min-width:100%;border-collapse:collapse;" width=3D"100%">
                          <tbody>
                            <tr>
                              <td align=3D"center" class=3D"mcnTextContent"=
 style=3D"padding-top:15px;padding-bottom:10px;padding-right:18px;padding-l=
eft:18px;text-align:center;word-break:break-word;" valign=3D"top">
                              <h2 style=3D"text-align:center !important;dis=
play:block;margin-top:0;margin-bottom:0;margin-right:0;margin-left:0;paddin=
g-right:0;padding-left:0;color:#0a4436;font-family:'Lato', Helvetica, Arial=
, sans-serif;font-size:22px;font-style:normal;font-weight:normal;line-heigh=
t:145%;letter-spacing:1px;padding-top:5px;padding-bottom:4px;">In This Guid=
e, You&#39;ll Learn:</h2>
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                            </tr>
                          </tbody>
                        </table>
                        </td>
                      </tr>
                    </tbody>
                  </table>
                  </td>
                </tr>
              </tbody>
            </table>
            <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=
=3D"three-column" style=3D"border-spacing:0;min-width:100%" width=3D"100%">
              <tbody>
                <tr class=3D"templateBlocks" style=3D"border-top-width:0;bo=
rder-bottom-width:0;font-size:13px;line-height:185%;text-align:center;backg=
round-color:#FFFFFF;" valign=3D"top">
                  <td style=3D"min-width:100%;padding-bottom:10px;text-alig=
n:center;" valign=3D"top"><!--[if (gte mso 9)|(IE)]>
=09<table align=3D"center" border=3D"0" cellspacing=3D"0" cellpadding=3D"0"=
 width=3D"600" style=3D"width:600px;border-collapse:collapse;" >
=09=09<tr>
=09=09<td align=3D"center" valign=3D"top" width=3D"200" style=3D"width:200p=
x;" >
=09=09=09<![endif]-->
                  <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" c=
lass=3D"columnWrapper" style=3D"border-collapse:collapse;width:100%;max-wid=
th:195px;display:inline-block;">
                    <tbody>
                      <tr>
                        <td class=3D"columnContainer" valign=3D"top">
                        <table border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" class=3D"mcnTextBlock" style=3D"min-width:100%;border-collapse:colla=
pse;" width=3D"100%">
                          <tbody class=3D"mcnTextBlockOuter">
                            <tr>
                              <td class=3D"mcnTextBlockInner" valign=3D"top=
">
                              <table align=3D"left" border=3D"0" cellpaddin=
g=3D"0" cellspacing=3D"0" class=3D"mcnImageContentContainer" style=3D"min-w=
idth:100%;border-collapse:collapse;" width=3D"100%">
                                <tbody>
                                  <tr>
                                    <td class=3D"mcnImageContent" style=3D"=
padding-right:0;padding-left:0;padding-top:0;padding-bottom:0;text-align:ce=
nter;" valign=3D"top"><img align=3D"center" alt=3D"navigate" class=3D"mcnIm=
age" src=3D"http://www.fi.com/img/dem-wd/Road.png" style=3D"max-width:100px=
;padding-bottom:0;display:inline !important;vertical-align:bottom;border-wi=
dth:0;height:auto;outline-style:none;text-decoration:none;-ms-interpolation=
-mode:bicubic;" /></td>
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                                </tbody>
                              </table>
                              </td>
                            </tr>
                          </tbody>
                        </table>
                        <table border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" class=3D"mcnTextBlock" style=3D"min-width:100%;border-collapse:colla=
pse;" width=3D"100%">
                          <tbody class=3D"mcnTextBlockOuter">
                            <tr>
                              <td class=3D"mcnTextBlockInner" valign=3D"top=
">
                              <table align=3D"left" border=3D"0" cellpaddin=
g=3D"0" cellspacing=3D"0" class=3D"mcnTextContentContainer" style=3D"min-wi=
dth:100%;border-collapse:collapse;" width=3D"100%">
                                <tbody>
                                  <tr>
                                    <td class=3D"mcnTextContent" style=3D"p=
adding-right:18px;padding-bottom:9px;padding-left:18px;word-break:break-wor=
d;" valign=3D"top">
                                    <p class=3D"mob-pad-t" style=3D"text-al=
ign:center;margin-top:0;margin-bottom:10px;margin-right:0;margin-left:0;pad=
ding-top:0;padding-bottom:0;padding-right:0;padding-left:0;line-height:145%=
;color:#1b1b1b;">How to navigate your path into &amp; through retirement</p=
>
                                    </td>
                                  </tr>
                                </tbody>
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                              </td>
                            </tr>
                          </tbody>
                        </table>
                        </td>
                      </tr>
                    </tbody>
                  </table>
                  <!--[if (gte mso 9)|(IE)]>
=09=09</td>
=09=09<td align=3D"center" valign=3D"top" width=3D"200" style=3D"width:200p=
x;" >
=09=09=09<![endif]-->
                  <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" c=
lass=3D"columnWrapper" style=3D"border-collapse:collapse;width:100%;max-wid=
th:195px;display:inline-block;">
                    <tbody>
                      <tr>
                        <td class=3D"columnContainer" valign=3D"top">
                        <table border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" class=3D"mcnTextBlock" style=3D"min-width:100%;border-collapse:colla=
pse;" width=3D"100%">
                          <tbody class=3D"mcnTextBlockOuter">
                            <tr>
                              <td class=3D"mcnTextBlockInner" valign=3D"top=
">
                              <table align=3D"left" border=3D"0" cellpaddin=
g=3D"0" cellspacing=3D"0" class=3D"mcnImageContentContainer" style=3D"min-w=
idth:100%;border-collapse:collapse;" width=3D"100%">
                                <tbody>
                                  <tr>
                                    <td class=3D"mcnImageContent" style=3D"=
padding-right:0;padding-left:0;padding-top:0;padding-bottom:0;text-align:ce=
nter;" valign=3D"top"><img align=3D"center" alt=3D"learning" class=3D"mcnIm=
age" src=3D"http://www.fi.com/img/dem-wd/Lightbulb.png" style=3D"max-width:=
100px;padding-bottom:0;display:inline !important;vertical-align:bottom;bord=
er-width:0;height:auto;outline-style:none;text-decoration:none;-ms-interpol=
ation-mode:bicubic;" /></td>
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                                </tbody>
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                              </td>
                            </tr>
                          </tbody>
                        </table>
                        <table border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" class=3D"mcnTextBlock" style=3D"min-width:100%;border-collapse:colla=
pse;" width=3D"100%">
                          <tbody class=3D"mcnTextBlockOuter">
                            <tr>
                              <td class=3D"mcnTextBlockInner" valign=3D"top=
">
                              <table align=3D"left" border=3D"0" cellpaddin=
g=3D"0" cellspacing=3D"0" class=3D"mcnTextContentContainer" style=3D"min-wi=
dth:100%;border-collapse:collapse;" width=3D"100%">
                                <tbody>
                                  <tr>
                                    <td class=3D"mcnTextContent" style=3D"p=
adding-right:18px;padding-bottom:9px;padding-left:18px;word-break:break-wor=
d;" valign=3D"top">
                                    <p class=3D"mob-pad-t" style=3D"text-al=
ign:center;margin-top:0;margin-bottom:10px;margin-right:0;margin-left:0;pad=
ding-top:0;padding-bottom:0;padding-right:0;padding-left:0;line-height:145%=
;color:#1b1b1b;">Real world learning from investors like you</p>
                                    </td>
                                  </tr>
                                </tbody>
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                              </td>
                            </tr>
                          </tbody>
                        </table>
                        </td>
                      </tr>
                    </tbody>
                  </table>
                  <!--[if (gte mso 9)|(IE)]>
=09=09</td>
=09=09<td align=3D"center" valign=3D"top" width=3D"200" style=3D"width:200p=
x;" >
=09=09=09<![endif]-->
                  <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" c=
lass=3D"columnWrapper" style=3D"border-collapse:collapse;width:100%;max-wid=
th:195px;display:inline-block;">
                    <tbody>
                      <tr>
                        <td class=3D"columnContainer" valign=3D"top">
                        <table border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" class=3D"mcnTextBlock" style=3D"min-width:100%;border-collapse:colla=
pse;" width=3D"100%">
                          <tbody class=3D"mcnTextBlockOuter">
                            <tr>
                              <td class=3D"mcnTextBlockInner" valign=3D"top=
">
                              <table align=3D"left" border=3D"0" cellpaddin=
g=3D"0" cellspacing=3D"0" class=3D"mcnImageContentContainer" style=3D"min-w=
idth:100%;border-collapse:collapse;" width=3D"100%">
                                <tbody>
                                  <tr>
                                    <td class=3D"mcnImageContent" style=3D"=
padding-right:0;padding-left:0;padding-top:0;padding-bottom:0;text-align:ce=
nter;" valign=3D"top"><img align=3D"center" alt=3D"action plan" class=3D"mc=
nImage" src=3D"http://www.fi.com/img/dem-wd/Checklist.png" style=3D"max-wid=
th:100px;padding-bottom:0;display:inline !important;vertical-align:bottom;b=
order-width:0;height:auto;outline-style:none;text-decoration:none;-ms-inter=
polation-mode:bicubic;" /></td>
                                  </tr>
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                              </td>
                            </tr>
                          </tbody>
                        </table>
                        <table border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" class=3D"mcnTextBlock" style=3D"min-width:100%;border-collapse:colla=
pse;" width=3D"100%">
                          <tbody class=3D"mcnTextBlockOuter">
                            <tr>
                              <td class=3D"mcnTextBlockInner" valign=3D"top=
">
                              <table align=3D"left" border=3D"0" cellpaddin=
g=3D"0" cellspacing=3D"0" class=3D"mcnTextContentContainer" style=3D"min-wi=
dth:100%;border-collapse:collapse;" width=3D"100%">
                                <tbody>
                                  <tr>
                                    <td class=3D"mcnTextContent" style=3D"p=
adding-right:18px;padding-bottom:9px;padding-left:18px;word-break:break-wor=
d;" valign=3D"top">
                                    <p class=3D"mob-pad-t" style=3D"text-al=
ign:center;margin-top:0;margin-bottom:10px;margin-right:0;margin-left:0;pad=
ding-top:0;padding-bottom:0;padding-right:0;padding-left:0;line-height:145%=
;color:#1b1b1b;">What action you can take now to help you later</p>
                                    </td>
                                  </tr>
                                </tbody>
                              </table>
                              </td>
                            </tr>
                          </tbody>
                        </table>
                        </td>
                      </tr>
                    </tbody>
                  </table>
                  <!--[if (gte mso 9)|(IE)]>
=09=09</td>
=09=09</tr>
=09</table>
=09<![endif]--></td>
                </tr>
              </tbody>
            </table>
            <!-- BLOCK Three Images with Texts and Buttons -->
            <table bgcolor=3D"#ffffff" border=3D"0" cellpadding=3D"0" cells=
pacing=3D"0" class=3D"one-column" style=3D"border-spacing:0;background-colo=
r:#FFFFFF;" width=3D"100%">
              <tbody>
                <tr class=3D"templateBlocks" style=3D"border-top-width:0;bo=
rder-bottom-width:0;padding-top:0;padding-bottom:0;font-size:15px;line-heig=
ht:185%;text-align:left;background-color:#FFFFFF;" valign=3D"top">
                  <td valign=3D"top">
                  <table bgcolor=3D"#ffffff" border=3D"0" cellpadding=3D"0"=
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                      <tr>
                        <td class=3D"mcnTextBlockInner" valign=3D"top">
                        <table align=3D"left" bgcolor=3D"#ffffff" border=3D=
"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"mcnTextContentContainer" s=
tyle=3D"min-width:100%;border-collapse:collapse;" width=3D"100%">
                          <tbody>
                            <tr>
                              <td align=3D"center" class=3D"mcnTextContent"=
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ext-align:center;word-break:break-word;line-height:1px; font-size:1px;" val=
ign=3D"top"><img align=3D"center" alt=3D"" class=3D"mcnImage" src=3D"http:/=
/www.fi.com/img/dem-wd/spacer.jpg" style=3D"max-width:600px;padding-bottom:=
0;display:inline !important;vertical-align:bottom;border-width:0;height:aut=
o;outline-style:none;text-decoration:none;-ms-interpolation-mode:bicubic;" =
/></td>
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                        </td>
                      </tr>
                    </tbody>
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                  </td>
                </tr>
              </tbody>
            </table>
            <!-- BLOCK Quote -->
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                <tr style=3D"border-top-width:0;border-bottom-width:0;font-=
size:14px;line-height:185%;text-align:left;" valign=3D"top">
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or:#e9e9e9;" valign=3D"top"><!--[if (gte mso 9)|(IE)]>
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dth=3D"600" style=3D"width:600px;border-collapse:collapse;" >
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Fisher Investments</h2>
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                                    <h5 style=3D"display:block;margin-top:0=
;margin-bottom:0;margin-right:0;margin-left:0;color:#1b1b1b;font-family:'La=
to', Helvetica, Arial, sans-serif;font-size:13px;font-style:normal;font-wei=
ght:normal;line-height:135%;letter-spacing:normal;text-align:left;padding-t=
op:11px;padding-right:20px;padding-bottom:8px;padding-left:20px;">Ken Fishe=
r is the founder, Executive Chairman and Co-Chief Investment Officer of Fis=
her Investments, a multi-billion dollar money management firm serving large=
 institutions and high net worth individuals globally. Perhaps best known f=
or his prestigious Forbes &quot;Portfolio Strategy&quot; column, he has als=
o authored several New York Times bestsellers on investing &amp; finance. K=
en has a knack for challenging widely accepted beliefs through data. He is =
also a firm believer in behavioral finance, a concept that utilizes psychol=
ogy-based theories to explain anomalies in the stock market. Investment Gur=
u status aside, Ken&#39;s first concern is how to best serve his clients. <=
a href=3D"https://slinfo.pptsend02.com/link.php?M=3D60132027&N=3D511&L=3D12=
5&F=3DH">Click here to find out how Fisher Investments Works &gt;</a></h5>
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to', Helvetica, Arial, sans-serif;font-size:12px;font-style:normal;font-wei=
ght:normal;line-height:135%;letter-spacing:normal;text-align:center;padding=
-top:11px;padding-right:60px;padding-bottom:8px;padding-left:60px;">This me=
ssage has been sent consistent with the provisions of the CAN-SPAM Act. Fis=
her Investments | 5525 NW Fisher Creek Drive | Camas, WA 98607</h5>
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