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From: "Gloria from Funding Apex" <gloria@fundingapex.com>
Reply-To: "Gloria from Funding Apex" <gloria@fundingapex.com>
To: b.smith@smithfamilycarpets.com
Date: Mon, 13 Apr 2020 04:06:35 -0700
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 Content preview:  Baron, Updates as of 4/5/2020 - The CARES ACT (which includes
    SBA 7(a) relief (PPP) and EIDL. Within the last 72 hours, SBA has updated
    important facts regarding submission towards the Relief PPP Loan. Paych [...]
    
 
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Subject:    DID YOU GET THIS? SBA 7a/PPP/EIDL Fresh Updates

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Baron,

Updates as of 4/5/2020 - The CARES ACT (which includes SBA 7(a) relief (PPP) and EIDL. Within the last 72 hours, SBA has updated important facts regarding submission towards the Relief PPP Loan. Paychex Protection Program (PPP) expands allowable uses of 7(a) loans to include payroll support (i.e., employee salaries, wages, commissions, tips, and benefits), mortgage or rent payments, insurance premiums and any other debt obligations.

You can get up to a $10,000 grant from the SBA for your small business while you wait for your larger CARES Act Paycheck Protection Program (PPP) Loan or SBA Economic Injury Disaster Loan (EIDL).

This grant provides an emergency advance of up to $10,000 to small businesses and private non-profits harmed by COVID-19 within three days of applying for an SBA Economic Injury Disaster Loan (EIDL).

- Recent guidance has said that all applicants for either program can expect a background check, any applicants with a felony, delinquent child support, unfiled tax returns (2018 & older), and tax liens may be automatically declined.

- Once you have been approved for some or all of the $10,000 grant, notification via email on the amount will be emailed, and you will then be eligible to begin the EIDL process for additional funding.

- Many of the standard brick and mortar banks are trying not to participate in the program as the return on investment, risk, and lack of clarity on their liability have created extreme caution. Some banks are not accepting applications unless you have had a business loan with them or unless you move all your banking to them immediately.  If you face this issue with your bank or subpar processing company, please contact Funding Apex for a solution.

- Funds, in part, from the EIDL loan may now be used for paying off debt; however, do to likely auditing and reporting, we are recommending clients keep a journal for the use of funds for accountability purposes.

- EIDL funds may be getting released in multiple stages to ensure borrowers are using them as required.

- PPP - Payroll, Health Insurance, Rent, and Utilities will all be evaluated by the lender for consideration for this funding/grant, so be sure to have your health information, utility bills, and mortgage or rent invoice available (with adjoining bank statement).   It�s likely additional funding, and working capital will be available with this program also.

- The Funding Apex processing team can handle both your PPP and your EIDL loan applications, or take over if you have already started, to help you expedite what is surely going to be a challenging process.

- The Economic Injury Disaster Loan Program (EIDL) - All applications will need to be SBA 7a compliant to ensure fast and efficient funding.  

- The PPP/SBA CARES ACT Loan -  All applications will need to be SBA 7a compliant to ensure fast and efficient funding.  

While many companies can accept your application, not may provide the necessary guidance, packaging and professional servicing that our team at Funding Apex can provide. Additional Programs still active and available for essential/active companies:

- Unsecured business loans up to $50,000 3-5 year amortization as low as 8.99%
- Unsecured Working Capital 9-12 Months, daily or weekly payments
- Bridge Loans
- Real Estate and Asset-based loans
- Factoring

Please note that due to the ever-changing SBA and Government guidance, we will do our best to keep clients involved. 

Best Regards,

LINK: https://www.fundingapex.com/?ref=RM_Apr132020_GS

Gloria Strong | Sr. Account Executive
FUNDING APEX
(949) 382-1629 ext. 333 Main Phone
(415) 508-4161 Direct Phone
Visit our website today!

This email was sent to b.smith@smithfamilycarpets.com, by 
Funding Apex
http://www.fundingapex.com
22772 Centre Dr. 
Lake Forest, CA 92630 United States 

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<p align="right"><font size="1"><em>A special report prepared for Baron<br /></em></font></p>
<p>Baron,</p>
<p>Updates as of 4/5/2020 - The CARES ACT (which includes SBA 7(a) relief (PPP) and EIDL.&#160;Within the last 72 hours, SBA has updated important facts regarding submission towards the Relief PPP Loan. Paychex Protection Program (PPP) expands allowable uses of 7(a) loans to include payroll support (i.e., employee salaries, wages, commissions, tips, and benefits), mortgage or rent payments, insurance premiums and any other debt obligations.</p>
<p>You can get up to a $10,000 grant from the SBA for your small business while you wait for your larger CARES Act Paycheck Protection Program (PPP) Loan or SBA Economic Injury Disaster Loan (EIDL).</p>
<p>This grant provides an emergency advance of up to $10,000 to small businesses and private non-profits harmed by COVID-19 within three days of applying for an SBA Economic Injury Disaster Loan (EIDL).</p>
<ul type="disc">
<li>Recent guidance has said that all applicants for either program can expect a background check, any applicants with a felony, delinquent child support, unfiled tax returns (2018 &amp; older), and tax liens may be automatically declined.</li>
<li>Once you have been approved for some or all of the $10,000 grant, notification via email on the amount will be emailed, and you will then be eligible to begin the EIDL process for additional funding.</li>
<li>Many of the standard brick and mortar banks are trying not to participate in the program as the return on investment, risk, and lack of clarity on their liability have created extreme caution. Some banks are not accepting applications unless you have had a business loan with them or unless you move all your banking to them immediately.&#160; If you face this issue with your bank or subpar processing company, please contact Funding Apex for a solution.</li>
<li>Funds, in part, from the EIDL loan may now be used for paying off debt; however, do to likely auditing and reporting, we are recommending clients keep a journal for the use of funds for accountability purposes.</li>
<li>EIDL funds may be getting released in multiple stages to ensure borrowers are using them as required.</li>
<li>PPP - Payroll, Health Insurance, Rent, and Utilities will all be evaluated by the lender for consideration for this funding/grant, so be sure to have your health information, utility bills, and mortgage or rent invoice available (with adjoining bank statement).&#160;&#160; It&#8217;s likely additional funding, and working capital will be available with this program also.</li>
<li><a 
 href="https://rm.resultsmail.com/route.cfm?mid=b755b263-d009-4413-9a1f-83f38df560ad&uid=c1c8134b-7de0-4265-8ecb-5995e164bb92&route=https%3A%2F%2Fwww%2Efundingapex%2Ecom%2F%3Fref%3DRM%5FApr132020%5FGS">The Funding Apex processing team can handle both your PPP and your EIDL loan applications, or take over if you have already started, to help you expedite what is surely going to be a challenging process.</a></li>
<li>The Economic Injury Disaster Loan Program (EIDL) - All applications will need to be SBA 7a compliant to ensure fast and efficient funding.&#160;&#160;</li>
<li>The PPP/SBA CARES ACT Loan -&#160; All applications will need to be SBA 7a compliant to ensure fast and efficient funding.&#160;&#160;</li>
</ul>
<p><strong><u>While many companies can accept your application, not may provide the necessary guidance, packaging and professional servicing that our team at Funding Apex can provide.&#160;</u></strong><strong><u>Additional Programs still active and available for essential/active companies:</u></strong></p>
<ul type="disc">
<li>Unsecured business loans up to $50,000 3-5 year amortization as low as 8.99%</li>
<li>Unsecured Working Capital 9-12 Months, daily or weekly payments</li>
<li>Bridge Loans</li>
<li>Real Estate and Asset-based loans</li>
<li>Factoring</li>
</ul>
<p>Please note that due to the ever-changing SBA and Government guidance, we will do our best to keep clients involved.&#160;</p>
<p>Best Regards,</p>
<p><strong>Gloria Strong</strong>&#160;| <em>Sr. Account Executive</em><br /><a title="Funding Apex" href="https://rm.resultsmail.com/route.cfm?mid=b755b263-d009-4413-9a1f-83f38df560ad&uid=c1c8134b-7de0-4265-8ecb-5995e164bb92&route=https%3A%2F%2Fwww%2Efundingapex%2Ecom%2F%3Fref%3DRM%5FApr132020%5FGS">FUNDING APEX</a><br />(949) 382-1629 ext. 333 Main Phone<br />(415) 508-4161 Direct Phone<br /><a title="Visit our website today!" href="https://rm.resultsmail.com/route.cfm?mid=b755b263-d009-4413-9a1f-83f38df560ad&uid=c1c8134b-7de0-4265-8ecb-5995e164bb92&route=https%3A%2F%2Fwww%2Efundingapex%2Ecom%2F%3Fref%3DRM%5FApr132020%5FGS">Visit our website today!</a></p>



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